Risk assessment is the process of determining the likelihood that a specified negative event will occur in any investment activities or in a business. BASNCO Risk management personnel supports Investors and business managers for risk assessments to determine whether to undertake a particular venture or any project, what rate of return they require to make a particular investment and how to mitigate an activity's potential losses. We assess measure underlying risk of any investment including but not limited; conditional value at risk-cVaR which is useful for portfolio managers to reduce the likelihood of incurring large losses; loan-to-value ratios is useful for mortgage lenders to evaluate the risk of lending funds to purchase a particular property; and credit analysis is useful for lenders to analyze a potential client's financial data to determine whether to lend money and if so, how much and at what interest rate.